Most people don't have a debt problem — they have a clarity problem. The Money Blueprint shows you exactly where you stand, what to do next, and whether that big purchase can wait.
Free to try. No credit card needed.
You make decent money. You pay your bills. But you can't answer the question that actually matters: "Am I okay?" The Money Blueprint answers that in under 10 minutes.
You send money to credit cards every month but the balances barely move. Interest eats your payments and you can't see the finish line.
A car. A house. A vacation. You're guessing instead of knowing — and one wrong move and the whole thing unravels.
Snowball vs avalanche — you've watched the videos. But nobody told you which one works for YOUR numbers, YOUR debts, YOUR life.
A 0–100 score from six real factors — surplus, emergency depth, DTI, income stability, savings rate, debt quality. A grade you can track month over month.
See exactly where you stand against the thresholds lenders actually use. Under 36%? You've got options. Over 43%? We show you how to get below the line.
Not just snowball or avalanche — the engine runs both plus a hybrid every cycle and picks whichever saves you the most right now, then recalculates next month.
Plug in a car or a house and see the verdict — green, yellow, or red — with your new DTI, surplus impact, and the max payment your budget can actually handle.
Watch your debt disappear month by month — base case, stress test, and best case — so you know the plan, the dream, and what happens if life throws a punch.
Track progress like a game. Every debt eliminated, every check-in, every dollar freed counts. Level up from Fresh Start to Blueprint Master.
Income, expenses, debts, savings. The guided form asks exactly what's needed, with a help tooltip on every field.
Health score, DTI analysis, debt attack order, strategy, and payoff timeline — all from YOUR data, not generic advice.
Update balances, watch your score climb, see debts get eliminated. The Blueprint recalculates every time.
"I thought I was doing okay. My Blueprint showed me I was 4 months from trouble if anything went wrong. That number changed everything."
— Blueprint user, first session
Your financial picture in 10 minutes. No cost, no fluff — just the numbers and what they mean.
Works on any device.